Are you a guilt spender?

Would your friends and family describe you as being generous? Do you regularly give to charity or are you known to always be the first to buy the drinks? If the answer is yes then you might be driven by guilt into sending more than you usually would.

Here are the some of the most common guilt driven spending areas you can avoid: 


It’s no surprise that people splash the cash when they are expecting, but do you find yourself spending far more than you want when buying gifts for friends bundles of joy? It’s easy to get carried away, especially if they are a close friend or family. Instead of stocking up on a stack of new baby clothes, why don’t you buy a longer lasting baby gift like some personalised artwork or some practical gifts, like offering to babysit.


Don’t get suckered into buying the most expensive present on the gift list. Think about your relationship to the lucky couple, how close are you? Only been invited to the evening? Don’t feel like you need to spend loads on a fancy gift.


No, don’t go cancelling all your charity donations. But don’t feel pressured into donating to charity (avoid the chuggers) and make sure you are donating what you can afford to give.

Leaving gifts

Someone at work who you don’t really know is leaving and round comes the collection tin – how much do you contribute (if you contribute at all?) It’s fine to put in a small sum so don’t think it needs to be a huge amount. Instead, why don’t you send a leaving message in a card, it’ll last longer and be valued beyond the limits of cash.

Don’t forget, with Monese you can stay fully in control of your spending. Using the Monese app you can send and receive money in real-time, no waiting. You can make currency transfers for only 0.5% above the mid-market rate; which is one of the best rates available. Using our app you can also make payments, check your up-to-date balance, review your transactions, get paid to invite friends – plus much more.





Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s