When it comes to money, in life there are some costs you just cannot avoid, but there are ways you can make a big saving. Let’s look at some of the top areas where you can make a saving by taking advantage of free or discounted versions of the same items.
Stop getting yourself caught up in any late fee madness. Staying diligent on your payment dates will help you to avoid getting any unnecessary late fees. Use your calendar to set up reminders to pay any expenses, so nothing can creep up on you unexpectedly. Use your Insta-balance feature on your Monese account to keep an eye your finance, so you know exactly when and where your money has been spent.
Keep an eye on your subscriptions as some of them will automatically renew on a monthly or yearly basis. If you re not in the habit of using them regularly you should cancel asap! Make it a priority to set a few minutes aside, and go through and cancel all the unused subscriptions – many of them have made it easy to cancel, usually by logging in and selecting an ‘unsubscribe’ command in your account. This could end up saving you a fair amount of money- subscription based services don’t come cheap!
Books and audiobooks
Use your local library to get your hands on a wide range of books and audiobooks for free (as long as you avoid the late fees). Unless you planning on re-reading or re-listening to your books and audiobooks, you could end up spending a small fortune on books that you could borrow for free. Also think about donating your used books to libraries or charity book shops, rather than throwing them away.
One of the easiest ways to save money is to quit spending £’s on bottle water. Get yourself a good quality water bottle (many of which come with reusable filters) and fill it at home or at work when you are out and about. If you really must have bottled water it usually works out cheaper if you buy in bulk or a larger size, so it’s best if you get a few larger bottles and fill up your water bottle at home for the day.